Ray Santoro is a graduate of Kent State University with a degree in Business Administration and is a Vietnam veteran. I am married with 4 children, 3 college educated and 1 in the process. Ray has been licensed to sell group health and life plans in Ohio for over 31 years. I worked for a large health carrier for over 15 years prior to starting my own business. I am a member of the National Association of Health Underwriters, have volunteered for the children’s parade of the HOF for several years, and have worked on the “Caring Kids Program” to raise funds for children who do not have health care coverage. My philosophy is simple; to provide the best coverage at an affordable price for my clients. Honesty and integrity are tools of the trade that I am proud to possess.

Michael W. Bruin specializes in financial services for corporate and individual retirements with emphasis on 401(k) plans, Life Insurance and Group Employee Benefits. We provide our clients with excellent service with the highest professional standards. We do more than sell products; we provide expertise and advice to help meet your corporate and individual needs.